When buying car insurance, you should hesitate to ask your insurance agent whether there are discounts you are eligible for. One of the most common mistakes made by car insurance buyers is they do not demand a discount. Since insurance industry becomes more competitive, every auto insurance company will compete to provide the best service and offer including discounts. You should have to be willing to ask for discounts after all.
You can find out if you have a discount for safety features. In addition, you can ask for a discount for your bundling policy, e.g. combining your auto insurance with your home insurance policy. Somehow, if you already have anti-theft devices in your vehicle, you can ask for lowering your premium as well. You can even opt for a multiple-vehicle discount or join policy if you have two cars to insure under the same car insurance company. Generally speaking, you should only ask to demand discounts in your auto insurance policy.
In addition, you can consider paying a lump sum. Some insurance companies will just give discounts of at least 20 percent if you pay all our entire annual cost in one big payment at one time. That way, you can save more money from your auto insurance policy.