Tuesday, April 30, 2013

The modern day real estate market of the Internet has changed the way real estate is sold today. There was a time when people used newspaper ads and open houses to find homes. Today, web connected homebuyers are using the Internet. Most homebuyers don't shop for homes advertised in the newspaper any longer and open houses seem to pull more "looky loos" than qualified buyers. It's been reported that more than 80% of people looking for a home start their home search on the Internet.

With gasoline prices hitting record highs and the demand on people's time ever increasing, it only makes sense they would be searching for a more efficient way to find their dream home. They're not as willing to spend hours driving from home to home when they can see dozens of properties online in the same time? With the availability of virtual tours and video on the Internet today, why would anyone leave the comfort of their home to spend hours driving from house to house when they can check dozens of listings on the Internet?

For Realtors hungry for business, an Internet presence is not an optional marketing tool today... it's a requirement. And, any web-savvy Realtor today knows that to remain competitive in the marketplace, they must be utilizing the latest technologies available to them for selling home fast and for the best price.

Showing properties remains the primary way of selling a property, and Realtors now have a new way to show properties to their prospective homebuyers with another powerful Internet communication tool. The Virtual Open House introduces a dynamic two-way live interaction between the Realtor and their prospect replacing the outmoded one-way communication of static web pages. It may require a little extra work, but well worth it. You want to get your listings on the buyers "short list" of homes to visit in person.

The most successful Realtors know the power of using Internet technology to leverage their time to reach more homebuyers. And, now, with the help of a Virtual Open House, real estate agents will be able to attract more qualified buyers, show more properties and generate more income.

It is essential that your homes for sale be listed and advertised in as many places as possible. Reaching the largest potential buyer pool increases the likelihood of finding the right buyer quickly. Certainly the Multiple Listing Service (MLS), Internet, print advertising, signage, and inter-office and outer-office networking is important. But, it's not enough to simply alert buyers of available properties, its critical that Realtors do everything they can to position their clients property so it will stand out from the competition. The Virtual Open House will demonstrate your commitment to using the latest technology to show more properties.

Friday, April 26, 2013

The current number of immigrants in the country is about 37.46 millions and the 32% remains illegally in the US territory1. According to the Border Protection, Counter-Terrorism, and Illegal Immigration Control, approved last year by the government, the aliens who work and live undocumented in the country will have strong and drastic penalties, but how hard will be the stroke of missing such a great quantity of consumers and entrepreneurs, as immigrants are, for the US economy?

As shown by studies done in the last year, the contribution of immigrants in the US economy is everything but insignificant. One of the conclusions of a national survey commissioned by the National Venture Capital Association and made by Stuart Anderson and Mary Platzer last year was: "Immigrant entrepreneurs and professionals contribute significantly to job creation and innovation ... shows the striking propensity of immigrants to start and grow successful American companies 2.

In a research made by the UC Berkeley School of Information and the Duke University the numbers confirmed that: ..."the 25.3% of the engineering and technology companies started in the U.S. from 1995 to 2005 and at least one key founder was foreign-born... nationwide, these immigrant-founded companies produced $52 billion in sales and employed 450,000 workers in 2005...immigrants have become a significant driving force in the creation of new businesses and intellectual property in the U.S."3.

Meanwhile other immigrants have become employees in construction, landscaping or restaurants doing their job for lower salaries that allow having better prices for the customers. Some managers accept that without these conditions it would be harder and more expensive to face the challenges in those markets.

Other important matters are the business focused on the immigrants needs like the international calling cards, specialized supermarkets or restaurants. These projects grew due to the purchasing behavior of the immigrants. The number of immigrants is not that significant to spoil the US economy but it is pretty enough to change small industries into profitable enterprises.

Now not only the aliens are the consumers of these products and services but also the Americans can supply their needs with the emerging market.

Thursday, April 25, 2013

Before you start to introduce e-Learning to your business you should have addressed the following basic elements.

E-Learning for the business

Document any existing training needs. If there has been any recent change in your business, new product launch, different legislations etc. then this will generate some demand for training. This demand that can be used to pull through an e-Learning based skills enhancement program.

You must keep your plans in line with the business priorities. For example if it is your intention to achieve quality accreditation then this will demand a structured training plan. If your company strategy is to increase the number of customers then a basic understanding of marketing will be needed by all staff. Or if it is to reduce costs then basic budgeting training might be appropriate.

Look out for any organisational issues that may impede the training plan, political power plays, or inter departmental competitiveness. Also look out for any misconceptions around how e-learning works within your staff, particularly senior management.

As with anything new, it requires some people to change either their behaviour or way of thinking. With some people this can be difficult. A basic knowledge of Change Management would be useful.

E-Learning for the employees

Some of your employees may think that the benefits of being trained are so great that they will embrace the strategy with out a second thought. However this may not always be the case. For instance a staff member who has been away from formal education for many years may find the thought of any training quite frightening. Make sure there are support systems in place for these people.

If you have a large number of employees then creating a personalised training program for each one may not be possible. Ask your line managers to pick selected employees or departments who can then be used to profile groups of employees.

E-Learning Financial Planning

Define your success criteria. This of course will depend on your business. Something that is measurable, exact and time limited is ideal. For instance use the recruitment costs of senior staff over the financial year or the first quarter costs of a new product launch.

Calculate your return on investment. With many of the benefits being intangible it is important to pick areas where clear financial benefits can be measured. These can include the increase in productivity of workgroups, reduction in errors made etc.

By following this simple plan your company will find e-Learning a simple and cost effective way to improve your employee's skills, this inevitably will lead to greater productivity and profitability.

Friday, April 19, 2013

Communication is simply defined as the process by which information is shared between two people or organisations, or among individuals, etc. Communication may be human and non-human in nature. Non-human form of communication may be onomatopoeic manifestations such as the mew of the cat, coo of the dove, the squeak of the rat, the cuckoo of the cuckoo, the baa of the sheep, etc. Because human form of communication refers to the exchange of ideas or feelings among human beings, one thing that is especially central to it is language.

We need to be very careful about the way we use language in communication, and this takes us to the issue of the grammatical voice. Effective deployment of grammatical voice is critical to our day-to-day communication and business success. But before we examine voice, it is necessary to look at the necessary qualities of good and effective business communication, especially business letters, as a background to our subsequent discussion.

Qualities of effective business communication

Good and effective business communication must have the following qualities: conciseness, completeness, correctness, clarity, consideration, courtesy and concreteness.

Conciseness: This refers to the idea of being brief and direct to the point. However, being brief does not mean that completeness must be compromised.

Completeness: This involves giving the recipient all the information needed. For example, if a customer has written to you to know some things about your product(s) or organisation, you have to include the answers to all his or her inquiry in your reply.

Correctness: A business letter, for instance, must be correct in information, style and structure. That is, you use the right language, format and factual information.

Remaining qualities

Clarity: Here you avoid ambiguous statements such as, "Give me more quality products", which can be interpreted as either "Give me more of these quality products" or "I need better products not these substandard ones". Avoid the use of complex choice of words and lengthy sentences.

Consideration: Here you put the recipient in mind. That is, you consider his or her level of understanding, interest, emotion, needs, problems, personality, likely response, etc.

Courtesy: To create or sustain goodwill, good business communication must show respect. Even in the face of provocation from a customer or seller, politeness must not be sacrificed.

Concreteness: Here, one needs to use image-building words instead of obscure ones. The tone of a business letter for instance, must be specific and active. It must sound personal and effective. It must be definite and positive.

Now let us discuss grammatical voice and its relevance to our daily (business) communication.


Grammatical voice refers to the structural distinction between an active and a passive construction, which though share the same meaning. There are two types of grammatical voice, that is, active and passive. Let us examine these two types of voice one after the other.

Active Voice

In active voice, the doer of an action is functionally referred to as the subject while the receiver is considered the object, e.g., "Adebola bought a car". In this sentence, "Adebola" is the doer of the action and functions as the subject of the sentence; "bought" is the verb; while "a car" is the receiver of the action and functions as the object. The active voice is especially used when the focus is on the doer of the action.

There are divided opinions among grammarians and communicators as regards the use of active and passive types of grammatical voice. Some argue that active voice is better used because it is direct and concrete, while some subscribe to the use of passive voice because it shows courtesy. As a grammarian, I would like to submit convincingly that the choice between active and passive types of voice in communication depends on situational appropriateness, but not the case that one is always better than the other.

Uses of Active Voice

Active voice is used when we want to be direct, forceful or concrete in goodwill or sales letters, e.g. "We sell... We also sell other products such as...." There is emphasis on "We" in this expression and that is why it is placed in the subject position to show that it is not another company that sells the products. Active voice can also be employed in emphatic stress (that is, the stress used to show contrast), when the doer is the focus, e.g. "I said EzineArticles.com not Google, publishes the articles." Active voice can be used to achieve economy of words or compactness in business communication. For example, "We sell oil" (active voice=three words) instead of "Oil is sold by us" (passive voice=five words).

Now let us examine passive voice.

Passive Voice

In passive voice, the doer of the action functions as the object while the receiver functions as the subject. For active voice to change to passive voice, three major forms of syntactic transformation must come into being. One, the subject and object of the active voice will interchange positions. Two, the verbal element increases in number, with the main or lexical verb changing to the past-participle form of the active-voice main verb and preceded by an auxiliary verb. Three, the preposition "by" is inserted immediately after the verb phrase (that is, main and auxiliary verbs). Therefore, "Adebola BOUGHT a car" (active voice) becomes "A car WAS BOUGHT BY Adebola" (passive voice).

Uses of Passive Voice

As mentioned earlier, one of the qualities of good and effective business communication is courtesy. In a letter of complaint, for example, one needs to be very polite and less critical even in the face of disappointment and anger. Assuming you have placed an order for some goods in a particular company, and most of the goods now supplied are bad, naturally, you will be angry and disappointed. In writing to the company, it is better to assume an impersonal tone.

If not, your anger will be anti-socially reflected and you will be seen as being rude. In this type of situation, you need to employ passive voice to be courteous. Instead of saying "I write to inform you that most of the goods YOU SUPPLIED us are bad" (active voice), it is more polite to say "I write to inform you that most of the goods WE WERE SUPPLIED are bad" (passive voice). In this second option, you are sounding impersonal by not mentioning their name, thereby disguising your anger beneath a cheerful tone, to sustain goodwill.

In a related development, passive voice is also used when emphasis is on the receiver of an action rather than the doer. For example, a company launching a new product into the market amid its range of existing products will not be thinking about inter-company rivalry now, but about popularising this latest product. Therefore, emphasis falls on the new product. In this case, passive voice is employed, e.g. "Kosa is a new product produced by us. Kosa is prepared under a very hygienic situation." If the company starts to mention its name first and repeatedly instead of the new product, then the focus of the advert is lost, therefore the intended awareness-creation effort for the product will be fruitless.

Finding the Girl of Your Dreams

It can be difficult for many men to find the right woman. Men with busy work schedules may not have enough time to devote to dating a variety of different women in the hopes of finding the right one. Men who are shy may also have a difficult time meeting women. Most men feel somewhat intimidated when it comes to asking a beautiful woman out on a date, and a shy man may find it impossible to approach an attractive woman. Men who have not had much luck when it comes to finding the woman of their dreams may want to consider International Dating.

International Dating is a terrific solution for men looking to find someone special. There are plenty of websites that advertise beautiful girls for marriage. These foreign women are searching for a caring husband and a better life. Many of the mail order brides have old-fashioned values and are willing to stay home and care for their husband. Some men find this appealing since many modern day women are not willing to forgo a career in order to spend time taking care of the needs of their husband.

The Modern Mail Order Bride

Not all mail order brides take the old fashioned route, some choose to work outside the home or decide to start their own businesses after marriage. There are all types of foreign women looking for a healthy and stable marriage. According the United States Citizenship and Immigration Services, mail order bride marriages have a lower divorce rate than the national divorce rate average. Mail order marriage statistics are much like the statistics of other types of arranged marriages, which also have higher success rates.

Men can find a mail order bride through a reputable International Dating agency. Most professional agencies require a membership fee. Some agencies offer free membership services for the first month. After he becomes a member, a man can set up a personal profile and begin reading women's full profiles and viewing their pictures. When they find a woman they are interested in they can begin getting to know them through letters and phone calls.

How to Meet Your Foreign Bride

Once a man decides that he has met his perfect match, he then needs to make plans to meet his bride in person, so the immigration process can be completed. Men who wish to meet potential brides in person before they commit to marriage can travel to other countries and participate in group tours where they can meet different girls who want to marry. A man looking for a beautiful wife to love and care for may end up finding the perfect woman to marry, but he will also have to pay a variety of different expenses, including travel fees.

Men who are considering participating in mail order bride services should be prepared to supply their personal background information. A man will likely have to provide information, including details regarding any previous marriages and criminal history to both the dating agency and immigration officials. The hopeful brides are looking to find love and a new home in another country, not to become live in house maids. Any reputable agency will require men to reveal their background information to ensure the safety of the participating women.

Wednesday, April 17, 2013

Free immigration consultation is an essential part of the immigration process for an intending immigrant. The cost of regular immigration consultation is beyond the reach of a majority of immigrants. So a free consultation is therefore a good option for immigrants who cannot afford the costs of regular immigration attorney representation.

If you are able to afford an immigration attorney it would be a better option as they would provide more detailed advice and guidance until the end of processing when a decision has been made on your application. However if this is beyond your means, it would be a very good idea to at least have a free immigration consultation before proceeding with any plans.

The amount of paperwork and processing that is entailed in immigration processing is a lot. A lot of potential immigrants often find that overwhelming. It is a big challenge having to sift through all the rules and regulations finding the appropriate ones for particular situations.

For example, a potential immigrant who wants to come into the U.S on an immigration based marriage visa must be aware of all the terms and conditions of getting that visa. With this knowledge the processing can then start with the application. The intending immigrant needs to provide all the required documents and evidence to certify that they qualify for that visa as well as fill the required forms satisfactorily. Free immigration consultation can make this process much easier.

A free immigration consultation is especially useful for illegal immigrants who cannot afford regular immigration attorney services but are under the threat of being deported. The complexity of immigration laws mean that it would be in their best interests to get fee immigration consultation so that they are given a fair hearing.

Free immigration consultation is often necessary to help a potential immigrant decide which visa to apply for and the regulations guiding it. A free immigration consultation should also give an outline of the processing that would be involved with the application, the forms to be filled and the supporting information and documents that should be supplied with it.

A type of free immigration consultation that is fast gaining popularity is the online immigration attorney. These give free immigration advice on the best ways to go about achieving your dreams. They provide virtually the same services as a regular attorney but are based on the internet. They interact with clients over the internet and give advice and help with immigration applications. This is a good option for intending immigrants who are resident outside the country. They can help you form a distinct plan that will set you on your way to getting that visa.

Sunday, April 14, 2013

When people plan on emigrating from one country to another, they will need the services of an immigration law attorney. The immigration law attorney will be able to guide the people about the laws of the different countries, relating to immigration, in order to avoid any unfortunate confrontations with the law, once the immigration is finalized and takes place.

The immigration law attorney is a lawyer who has specialized in the immigration laws of different countries. These lawyers are well-versed with all the conditions that need to be fulfilled and the requirements for the immigration to be completed. For example, an immigration law attorney can tell people, who are immigrating to the united states, about the requirements and conditions for permanent citizenship in the country.

It is possible for people to get through the entire visa and immigration process without an immigration law attorney as well. This means that there is no formal requirement to hire an immigration law attorney for your immigration. But, it is always preferred that you hire a lawyer for yourself because there are some thing in the immigration laws, and the requirements for immigration, which might be difficult to understand. People often get confused when filling out forms and reading about immigration as well. In order to avoid such situations, people hire these immigration lawyers. The lawyer will know very well about all the laws and they can take steps that will avoid any problems or delays in your application being reviewed and accepted.

Those who are new to immigration and are doing it for the first time are most likely to benefit from the services of an immigration lawyer. People who have completed immigration documents before, or who have supportive sponsors in the country they are immigrating to, can easily complete the immigration process without the aid of a lawyer.

It might be difficult for some people to find out about good, credible and reliable immigration lawyers for themselves. This is where the immigration communities and resource centers step in. these communities can help you find some of the best lawyers to complete the immigration process for you. Furthermore, these excellent lawyers can tell you about different strategies to get your visa approved. They will help you differentiate between the different kinds of visas available and help find one which is suitable for you. With their different strategies (which are all legal, mind you) you will be able to get into the foreign country faster and while abiding the law as well.

The lawyer you hire can prove to be very helpful, in not only applying for immigration, but also to make an appeal if your application for immigration is rejected. People who face situations of breaking the law, or of misconduct, or of undocumented immigration will desperately need the services of an immigration attorney to bail them out of the sticky situation they might be in.

Saturday, April 13, 2013

The first procedure for getting Minority small business loans is to submit an appropriate application form of the financial institutions/banks. It is worth mentioning that there are different types of application forms for different categories of grants. The information furnished in the application covers, inter alia, the following: the name and address of the borrower and his establishment; the details of the borrowers business; and the nature and amount of security offered.

The application form has to be supported by various ancillary statements like the financial statements and financial projections of the firm. The application is then processed by the financial institution-giving grant. This primarily involves an examination of the factors like ability, integrity and experience of the borrower in the particular business. General prospects of the borrower's business, purpose of grant, requirement of the borrower and its reasonableness are also taken into perspective.

Once the application is duly processed, it is put up for sanction to the appropriate authority. If the sanction is given by the appropriate authority along with the sanction of grant, the bank specifies the terms and conditions applicable to the grant. These usually cover the amount of the loan or the maximum limit of the grant, the nature of the grant, the period for which the grant will be valid, the rate of interest applicable to the grant, the primary security to be charged, the insurance of the security, the details of collateral security, if any, to be provided, and the margin to be maintained.

The detailed appraisal of the project is done by the lead institution. The appraisal covers the marketing, technical, financial, managerial and economic aspects. The appraisal memorandum is normally prepared within two months after site inspection and placed before the Senior Executive Meeting (SEM) for a decision about approval of the project and determining the sharing arrangement among the institutions. Once a favorable decision is taken at the SEM forum and the sharing arrangement worked out, the case is referred to the Board of Directors of the lead financial institution. After the Board of Directors of the lead financial institution approves the proposal, a financial letter of sanction is issued to the borrower.

Friday, April 12, 2013

There are a lot of factors that contribute to the performance at the office and one of them is the cleanliness of the office. This is why there are so many managers out there who are looking for the best Office cleaning service that can help them clean the office whenever they need it. Hiring office cleaning service outsource is one of the best methods that can be done by a lot of office because by hiring office cleaning outsource company, an office can save more money than when they have to recruit a team of cleaning service permanently. However, if you have never hired any office cleaning service before, these are the tips for you to find one. What are they?


First thing first, if you want to get the best office cleaning service, what you have to do is to find the one that has most experience. This can be seen from the website of the cleaning service. Most of the cleaning services now have websites, and what you have to do is to check their website for more information about their services. In addition to that, you can ask for some recommendation from other offices who have hired a service before.

Monday, April 8, 2013

Immigration of people from one country to another has been going on for many years. Today, more then ever people are looking to immigrate to foreign countries in search of better opportunities and a better lifestyle. The United States of America is one of the most preferred destinations for immigration and New York is among one of the most preferred cities by people from all over the world. So if you belong to another country and want to settle down in New York, you will have to hire the services of immigration lawyer in New York.

There are many legal things that need to be considered before you can become the citizen of any country. The laws regarding immigration are very complex containing very small legal nuances. All these nuances are not very easy for a common person to understand and this exactly why you will require the services of an immigration lawyer. You will need to know all about these things clearly if you want to settle down at New York in the United States.

The main reason for you to hire the services of an immigration lawyer is because of the complex nature of the immigration laws of America. Instead of trying on your own to understand those complex laws, it is better to seek the services of a professional immigration lawyer who has the knowledge and the experience of dealing with immigration related issues. Another reason is that immigration laws keep on changing and lawyers are the best source for a person to know about all the changes that has taken place.

There are several immigration lawyers who operate in New York, but it is crucial for you find out and hire the services of the best lawyers to deal with your immigration issue. You pay money to hire the services of lawyers, so you must ensure that you get the proper worth of your money. Make sure that the lawyer is a member of AILA or American Immigration Lawyers Association. An AILA lawyer has access to all the information that will help in speeding up your process of immigration to the country. They see to it that your immigration application gets processed very quickly through the proper channels.

Take an estimation of the amount that the immigration lawyer will charge you. Find out that if the rate is hourly or not. This will help you in finding out approximately how much money you will have to pay for the services and you can make arrangements accordingly. Also find out what will be the charges if your application is rejected due to any reason and if an appeal has to be filed. You must be clear about all this before you hire the services of an immigration attorney.

One important thing which you need to check out about the lawyer is his/her track record as an immigration attorney. What is the success rate and if there has been any failure, what have been the reasons for it. If your attorney has more experience, then chances for the successful processing of your immigration application also increases.

Saturday, April 6, 2013

Learning to do business on the internet is very confusing as there are so many Gurus out there whose sole purpose is to make a buck. They will tell you that you will make thousands of Dollars following their system without doing any work.

Through technological advances and the mere fact you can communicate with anyone in the entire world through the internet has offered businesses a new way to do business. The truth is that you still have to learn the business and put effort in it whatever you do as there is no free lunch. You will need to learn how to conduct your business that is profitable to you. There is no easy money you will have to work for it and you will need to be dedicated to make progress in your business. You will also need to be disciplined in what you have to do. In this day and age you can do business from the comfort of your home and in your own time and more importantly at your own pace.

In this day and age social media can play a very important part in developing a business. In the old days it had to be face to face with the use of getting business space correct location and all the entails. The location was very important as if the business was in some corner it would not be found and there would be no or very little business. All that has changed with the advent of internet and website marketing. You can do business from any part of the world and no one knows your location or cares for it.

It is important that you have a dialogue with your prospect so that he feels comfortable dealing with you. He has to be satisfied that you are in a genuine business. This is where social media comes and plays its part as you can belong to groups like Facebook and Twitter stay in touch with your customers and as they have interacted with you they will feel comfortable dealing with you.

There are businesses where no physical goods are delivered but only information where social inter linking and contact can be very important. The buyer has to be comfortable with you There is need for you to understand that the buyer will require information that is properly prepared and business like which shows the benefit that he will get by getting your product and that he will get the after sales service that he will need. This will include updates as well as further instruction that he may require.

Monday, April 1, 2013

Conference bags are considered as specialty items. When used as promotional product, these would mainly cater to high class target audiences which include CEOs, Board of Directors, Managers, Share Holders, etc. You'll notice that these kinds of bags are mainly carried by middle to upper class men. As compared to other promotional products, these are deemed to be the most appropriate item out in the market. Handing them out provides brand awareness amongst related audiences. For those who come in close contact with the bag holders will also see the brand printed on them, which generally help increase potential sales.

While there are a lot of possible items that would pass as marketing product for companies, nothing surpasses conference satchels when it comes to targeting those high rollers. In addition to that, Laptop Bags are also considered to be one of the top picks for this said task.

Here are some features as to why these branded promo conference satchels suit for promoting a company to the elite groups:

• They are considered to exude luxury and comfort. These are the two main feature that high class people would want to have in their bags that are found online.

• Because of the materials used such as high grade nylon, polyester, PVC materials, etc, these types of bags promote glamour has a chic feel to it. They also characterize sleekness which is another feature that sophisticated people would love to have on their bags.

• These bags look professional and are perfect for those who always attend conferences, meetings, and other business events. Partitions inside the bag offer business individuals the ability to keep different documents organized, plus the adjustable straps provide comfort and ease.

• Additional features and compartments provide exclusive feel on these bags. High class individuals are not attracted to common products, since they always look for innovation in any product that they use. On a conference bag, features such as cellphone holders, water carriers, compartments for writing materials are just some of the newer component that wows any person.

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